Mortgages for Colorado Springs

  • START SAVING MONEY TODAY

    Rates are going up.  Start your mortgage refinance in Colorado Springs today

  • Start building wealth


    There is no question that a home purchase in Colorado Springs is a good investment.  Start the process with a quick and simple pre-approval that takes minuets.


REFINANCE

It’s a great time to refinance.  Rates are going nowhere but up from here.  If you have debt to pay off or you’ve been putting off those improvements, now is the time!

Refinance Qualifications

    What type of property are you refinancing?

    0%

    What is your first mortgage balance?

    5%

    What is the estimated value of the property?

    10%

    What is the current payment?

    15%

    What is your current interest rate?

    21%

    How will the property be used?

    26%

    Have you made any late mortgage payments?

    31%

    Would you prefer a fixed or adjustable-rate mortgage?

    36%

    Would you like to borrow additional cash?

    42%

    What term are you looking for?

    47%

    What is your current employment situation?

    52%

    Are you able to prove your income?

    57%

    Please estimate your credit score.

    63%

    Have you had a bankruptcy, short sale, or foreclosure in the last 3 years?

    68%

    What is your monthly gross income (before tax)?

    73%

    What are your monthly expenses?

    78%

    Have you accepted any forbearance with your current mortgage?

    84%

    89%

    94%

    100%

    Mortgage Calculator


    BUY A HOME

    Before calling a realtor, you need to know how much house you can afford, or want to afford. Let’s talk about your situation and get you home shopping ASAP!

    Purchase Qualifier

      What type of property are you purchasing?


      0%

      Please estimate your credit score.

      6%

      Is this your first property purchase?

      12%

      What is your current situation?

      18%

      What is the price of the property you'd like to purchase?

      25%

      What is your estimated down payment?

      31%

      What term are you looking for?

      37%

      What payment are you planning on?

      43%

      What is your gross monthly income (pre-tax)?

      50%

      What are your monthly expenses?

      56%

      What is your current employment situation?

      62%

      Are you able to prove income?

      68%

      Have you had a bankruptcy, foreclosure, or short sale within 3 years?

      75%

      Are you working with a Real Estate Agent currently?

      81%

      87%

      93%


      100%

      Simple. Fast. Secure.

      17 years ago we set out with a signel goal in mind; help our clients build wealth and security with the best mortgage programs available to them. Springs Lending closed our first mortgage in 2005 right here in Colorado Springs, and are committed to staying one of the few truly Colorado Springs owned mortgage companies.

      We’re dedicated to earning our commissions and referrals.  Let’s talk about what goals we can accomplish together.

      Let's talk about your home finance needs.

      As a licensed real estate and mortgage broker with 17 years of experience, I bring unparalleled expertise and insider knowledge to every transaction. Having called Colorado Springs home for nearly three decades, I understand the local market intricately. Teaming up with There’s No Place Like Home, a veteran-owned real estate company led by a West Point graduate with over 30 years of experience, ensures you’re in the most capable hands. Let’s make your real estate dreams a reality – Visit my Real Estate site today!

      Need A REALTOR

      Expert guidance backed by a veteran-owned company locally Colorado Springs.

      James Wood - REALTOR®

      WHAT WE DO

      We’re making the mortgage process simple, fast, and secure.

      Home Refinance

      Lock in an interest rate with great terms.

      Free Home Value Reports

      Find out how much your home is worth today.

      Buy A Home

      Start building wealth with great mortgages rates!

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