Refinancing

There are a lot of reasons to revinance. Get a lower rate. Get off that ARM loan before your rate adjusts. Change to a 15 year mortgage from a 30 year. Payoff bills and save on interest payments. Get money for college. These are only a few that we hear every day. Our free analysis is a streamlined process to help identify the best loan options for you. And to help everyone involved in get through the process as quickly as possible.

Refinancing your current home is not a difficult process, but it does require a lot of information. This information needs to be collected in a timely manner or it could result in extension fees. May not sound bad, but this if you had to pay .25% of your loan size to get an extra week, it can add up. That’s $500 for each additional week … it pays to get your information back to us quickly.

Here is a list of what we will need from you.

W2 Employed:
– 2 years W2s
– Last 30 days of pay stubs
– 401k/Asset Statements (all pages)
– Insurance Providers name & number
– Scans of drivers license
– Mortgage statement (showing account number and lender)
– Current Note (will be in your closing paperwork – lender typically will email it if requested).

Self Employed:
– All above items
– 2 Years tax returns (personal and corporate)

VA Borrowers:
– All above documents for W2 employees
– DD214